Questions to ask before transferring a sectional title unit
Ask your conveyancer these four essential questions before transferring a sectional title unit. Learn what good answers look like and what to watch out for.
A sectional title transfer is only as good as the person who handles it. Before you hand over documents to any conveyancer, you need to know what questions to ask—and crucially, how to spot the difference between a confident, clear answer and one that sidesteps the real issue.
Is the levy account actually current?
Start here. Ask your conveyancer: "Will you obtain and review the full levy payment history for this unit, and confirm in writing what arrears, if any, exist?" Listen for specificity. A good conveyancer will tell you they're requesting the statement directly from the body corporate, not relying on the seller's word. They should be willing to show you the document before exchange of contracts. If they say "the seller seems okay" or "I'll check after you've committed," that's a red flag. Levy arrears transfer to you automatically—the body corporate doesn't need your permission—so this question protects your pocket on day one.
What happens if the special levy arrives next month?
This is less visible but just as binding. Ask: "Have you checked the body corporate minutes or accounts for any proposed special levies, and will you obtain a certificate stating there are none pending?" A conveyancer who knows sectional title will already be doing this; one who isn't will sound surprised by the question. The seller may not even know a special levy is coming. The body corporate might approve one after your transfer goes through but before you occupy the unit. You then inherit the liability. A cautious conveyancer will search the minutes, speak to the managing agent, and obtain a written declaration. An evasive one will say "we'll deal with it if it comes up."
Are there underlying bond conditions or scheme rules that will trap me?
Ask: "Will you review the sectional title deed and scheme rules for any restrictions on my use, subletting, or alterations—and flag any that might affect my plans?" This matters whether you plan to live there, rent it out, or run a business. Some schemes prohibit short-term lets, require approval for renovations, or impose rules on pet ownership. A thorough conveyancer will extract these clauses, translate them into plain language, and ask you whether you can live with them before you proceed. One who doesn't raise them until after transfer has failed you. You cannot undo a purchase because of rules buried in the deed.
What's your process for confirming the transfer is registered correctly?
End with process. Ask: "After transfer, how will you confirm the title deed has been registered in my name, and what happens if the deeds office rejects it?" A professional will commit to obtaining a copy of the registered title deed and sending it to you. They'll explain what could cause rejection—missing signatures, ID problems, bond conditions not met—and how they'd resolve it. If they say "the deeds office handles that" and go silent, you're at risk of discovering six months later that your transfer never completed because of a procedural slip. You need to know who's responsible for following up if something stalls.
These four questions are not negotiable because they sit at the intersection of law, money, and ownership. A conveyancer who answers them clearly, in writing, with reference to documents they're actively pursuing, is someone who has done this properly before. Someone who deflects, reassures vaguely, or promises to "check later" is cutting corners—and sectional title doesn't forgive corners.
When you're ready to instruct, use Strove to find a conveyancer who specialises in sectional title transfers and is willing to walk through these specifics before you sign the mandate. Verification matters, but so does their willingness to answer hard questions upfront.
Common questions
- Why should I ask about levy arrears before my transfer completes?
- Levy arrears are a debt that automatically transfers to you as the new owner. The body corporate can recover unpaid levies from you even if the previous owner owes them. Confirming the account is current in writing protects you from inheriting debt and ensures no funds are deducted from your transfer proceeds.
- What's a special levy and why does it matter for my purchase?
- A special levy is an extra charge approved by the body corporate to cover unexpected costs—roof repairs, lift overhaul, or urgent maintenance. If one is approved after your transfer but you're liable, you must pay it. Your conveyancer should search the minutes and obtain a certificate confirming none are pending.
- Can I refuse to buy if the scheme rules prohibit what I want to do?
- Yes, but only if you discover it before your transfer completes. Once registered, you're bound by the rules. That's why your conveyancer must review the deed and scheme rules early and flag restrictions that matter to you—whether that's subletting, running a business, or keeping pets.
- What should I do if the transfer doesn't register at the deeds office?
- Your conveyancer should monitor this and explain what went wrong—missing signatures, identity issues, or bond conditions not met. They must commit to resolving the problem and obtaining a registered copy of your title deed. If they don't follow up, you may not actually own the property.
Find a verified provider on Strove
Compare vetted sectional title transfers providers, check their credentials, and book or request a quote — all in one place.
Find a Business